Storm & Insurance
Storm Damage: The First 48 Hours
Exactly what to do after wind or hail hits your roof — documentation, temporary protection, and how to keep your insurance claim from stalling.
Stay off the roof
Wet decking, loose shingles, and hidden structural damage make a storm-damaged roof genuinely dangerous. Document from the ground with a phone camera and a zoom, and let a crew with fall protection handle the rest.
Document before you clean up
Photograph everything — the roof from multiple angles, debris in the yard, damaged gutters and fascia, and any interior staining or ceiling drips. Timestamped photos taken before cleanup carry real weight with an adjuster.
Save receipts for anything you buy to prevent further damage. Most policies reimburse reasonable mitigation expenses.
Get it dried in
Temporary tarping stops the secondary damage that turns a roof claim into a roof, drywall, insulation, and flooring claim. This is the single highest-value thing that happens in the first 48 hours.
Then call your insurer — and us
File the claim, then have an independent inspection done so you know what the damage actually is before the adjuster arrives. We meet adjusters on-site, provide our documentation, and handle supplements when the initial scope misses items.
You should not have to become an expert in claim language to get your roof fixed. That is our job.
Want this priced for your home?
Free inspection, itemized written quote, and a project lead who answers the phone.